Privacy Policy

Business Loans Engine operates the website businessloansengine.com (the “Site”) to help business owners compare funding options from a curated network of third party lenders and financing partners. This Privacy Policy explains what information we collect when you visit or interact with the Site, how that information is used, who it may be shared with, and the choices available to you. By using the Site, you agree to the practices described in this policy. If you do not agree with any part of this policy, please discontinue use of the Site.

Information We Collect

We collect information in a few different ways. First, when you voluntarily submit a funding inquiry, request a rate quote, or fill out a contact form, we ask for details such as your name, business name, email address, phone number, mailing address, estimated monthly revenue, time in business, and general information about the type of financing you are seeking. This information is provided directly by you and is necessary to match you with lenders who may be able to assist.

Second, we automatically collect certain technical information when you browse the Site, including your IP address, browser type, device type, operating system, referring website, pages viewed, and the date and time of your visit. This data is gathered through server logs, cookies, and similar tracking technologies, and is covered in greater detail in our separate Cookie Policy.

Third, if you choose to contact us by phone or email, we may retain a record of that communication, including any information you share with our support team, so that we can respond effectively and maintain a record of prior conversations.

How We Use Your Information

The primary purpose of collecting your information is to connect you with lending partners and financial service providers who participate in our network and may be able to offer products that fit your needs. When you submit an inquiry, we may forward relevant details to one or more of these partners so they can evaluate your request and follow up directly.

We also use collected information to operate, maintain, and improve the Site, including analyzing traffic patterns, diagnosing technical issues, personalizing content, preventing fraudulent submissions, and understanding which pages and tools are most useful to visitors. Aggregated and anonymized data may be used for internal reporting and business planning.

From time to time we may use your contact details to send you information about financing options, educational content, or updates related to your inquiry. You can opt out of these communications at any time using the instructions included in each message or by contacting us directly.

How Information Is Shared

Because Business Loans Engine functions as a referral and comparison platform rather than a direct lender, sharing certain information with participating lenders and financing partners is a core part of how the Site works. When you submit an inquiry, the details you provide may be shared with one or more partners so they can assess whether they can offer you a suitable product. Those partners are responsible for how they handle your information once it is received, and we encourage you to review their own privacy practices.

We may also share information with service providers who help us operate the Site, such as hosting companies, analytics providers, and customer support platforms. These providers are only permitted to use your information to perform services on our behalf.

We may disclose information when required by law, to respond to legal process, to protect the rights and safety of Business Loans Engine, our users, or the public, or in connection with a merger, acquisition, or sale of business assets. We do not sell your personal information to unrelated third parties for their own independent marketing purposes without your consent.

Data Retention

We retain personal information for as long as necessary to fulfill the purposes described in this policy, including maintaining business records, complying with legal obligations, resolving disputes, and enforcing our agreements. Retention periods vary depending on the type of data and the purpose for which it was collected.

Your Choices and Rights

You may request access to the personal information we hold about you, ask us to correct inaccurate information, or request that we delete your information, subject to certain legal exceptions. You may also opt out of marketing communications at any time. To make any of these requests, contact us using the details at the end of this policy.

Depending on where you live, you may have additional rights under applicable state or federal privacy laws, including the right to know what categories of information we collect and the right to limit certain uses of sensitive information. We will respond to verified requests within the time frame required by applicable law.

Children’s Privacy

The Site is intended for business owners and other adults seeking commercial financing. It is not directed to children, and we do not knowingly collect personal information from anyone under the age of eighteen. If we learn that we have inadvertently collected information from a minor, we will take steps to delete it.

Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect your information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

Third Party Links

The Site contains links to lender websites and other third party resources that are not operated by Business Loans Engine. This policy does not apply to those external sites, and we are not responsible for their content or privacy practices. We recommend reviewing the privacy policy of any site you visit through a link on our Site.

Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices, technology, or legal requirements. When we make changes, we will revise the effective date at the top of this page. We encourage you to review this policy from time to time so you understand how your information is handled.

State Specific Privacy Rights

Residents of certain states may have additional privacy protections under state law, including the right to opt out of the sale or sharing of personal information for targeted advertising purposes, the right to limit the use of sensitive personal information, and the right to nondiscrimination for exercising your privacy rights. If applicable law in your state grants you these rights, you can exercise them by contacting us using the information below, and we will not deny you service, charge you a different price, or provide a lower quality of service because you exercised a privacy right.

To help verify your identity before completing certain requests, we may ask you to confirm details such as your name and the email address associated with your inquiry. This step helps protect your information from being accessed by someone other than you or your authorized representative.

International Visitors

The Site is intended for business owners located in the United States and is operated using servers and service providers based in the United States. If you access the Site from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States, where privacy laws may differ from those in your home country. By using the Site, you consent to this transfer and processing.

Do Not Sell or Share My Personal Information

We do not sell personal information in exchange for money. However, sharing certain browsing and inquiry information with lending partners and advertising service providers, as described elsewhere in this policy, may be considered a “sale” or “share” of personal information under some state privacy laws. If you would like to opt out of this type of sharing, please contact us at support@businessloansengine.com and we will process your request in accordance with applicable law. Please note that opting out may limit our ability to connect you with lenders through the Site.

Automated Decision Making

Business Loans Engine does not use your personal information to make automated decisions that produce legal or similarly significant effects, such as approving or denying a loan. Any decision about whether to extend credit, and on what terms, is made independently by the lender or financing partner you are matched with, based on that partner’s own underwriting criteria and review process.