Terms of Use

These Terms of Use (“Terms”) govern your access to and use of businessloansengine.com (the “Site”), operated by Business Loans Engine. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

About Our Service

Business Loans Engine is an independent marketing and referral platform that helps business owners research and compare commercial financing options offered by third party lenders, brokers, and financial service providers. We are not a lender, a bank, or a broker, and we do not make credit decisions, underwrite loans, or guarantee approval, funding amounts, rates, or terms.

Any information provided through the Site is for general educational and comparison purposes only. Actual loan products, rates, fees, and terms are determined solely by the participating lender or partner and may vary based on your creditworthiness, business history, and other underwriting factors.

Eligibility

The Site is intended for use by business owners and authorized representatives who are at least eighteen years old and legally capable of entering into binding agreements. By using the Site, you represent that you meet these requirements and that any information you submit is accurate and provided on behalf of a legitimate business.

Use of the Site

You agree to use the Site only for lawful purposes and in a manner consistent with these Terms. You may not use the Site to submit false or misleading information, impersonate another person or business, interfere with the operation of the Site, attempt to gain unauthorized access to our systems, or use automated tools to scrape or harvest content without our written permission.

We reserve the right to suspend or terminate your access to the Site at any time, without notice, if we believe you have violated these Terms or engaged in conduct that could harm Business Loans Engine, our partners, or other users.

Submitting an Inquiry

When you submit a funding inquiry through the Site, you authorize Business Loans Engine to share the information you provide with one or more participating lenders or financing partners so they may evaluate and, if appropriate, contact you regarding potential financing options. You also consent to being contacted by phone, text, or email by Business Loans Engine and by the partners to whom your inquiry is referred, even if your number is registered on a do not call list, to the extent permitted by applicable law.

Submitting an inquiry does not guarantee that you will receive an offer of financing, and receiving contact from a lender does not create any obligation on your part to accept a loan or on the lender’s part to extend one.

Intellectual Property

All content on the Site, including text, graphics, logos, tools, and design elements, is owned by Business Loans Engine or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may view and print content for your own personal, noncommercial reference, but you may not reproduce, distribute, modify, or create derivative works from the Site’s content without our prior written consent.

Third Party Lenders and Partners

Business Loans Engine works with a network of independent lenders and financing partners. Each partner operates under its own terms, conditions, disclosures, and privacy practices, and any financing agreement you enter into is strictly between you and that partner. Business Loans Engine is not a party to that agreement and has no control over the actions, representations, or decisions of any lender or partner.

We make reasonable efforts to work with reputable partners, but we do not endorse, guarantee, or assume responsibility for the products, services, or conduct of any third party lender listed or referenced on the Site.

No Financial or Legal Advice

Content on the Site, including articles, comparisons, calculators, and guides, is provided for general informational purposes only and does not constitute financial, legal, tax, or professional advice. You should consult a qualified professional before making any financing decision for your business.

Disclaimer of Warranties

The Site and its content are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied. Business Loans Engine does not warrant that the Site will be uninterrupted, error free, or free of harmful components, or that information on the Site is complete, accurate, or current at all times.

Limitation of Liability

To the fullest extent permitted by law, Business Loans Engine and its officers, employees, and affiliates will not be liable for any indirect, incidental, special, or consequential damages arising out of or related to your use of the Site or any interaction with a third party lender or partner referred through the Site, even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify and hold harmless Business Loans Engine from any claims, damages, losses, or expenses arising out of your use of the Site, your violation of these Terms, or your interactions with any third party lender or partner.

Changes to These Terms

We may revise these Terms from time to time. Updates will be posted on this page with a new effective date, and continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

Governing Law

These Terms are governed by the laws of the state in which Business Loans Engine maintains its principal place of business, without regard to conflict of law principles, unless otherwise required by applicable law.

Accuracy of Information

We work to keep the content on the Site current and accurate, including lender listings, rate ranges, and educational articles, but we cannot guarantee that every detail is free of error or reflects the most recent terms offered by a lender at any given moment. Lending products, qualification requirements, and rates change frequently, so you should always confirm current terms directly with a lender before relying on information found on the Site.

Communications and Electronic Consent

By providing your phone number or email address through the Site, you consent to receive communications from Business Loans Engine and its partners electronically, including through email, text message, and automated phone calls, even if your number is listed on a state or federal do not call registry. Message and data rates may apply. You may withdraw this consent at any time by following the opt out instructions provided in our communications or by contacting us directly, though withdrawing consent may limit our ability to connect you with financing partners.

Dispute Resolution

If a dispute arises between you and Business Loans Engine relating to these Terms or your use of the Site, we encourage you to first contact us directly so that we can attempt to resolve the issue informally. If a dispute cannot be resolved informally, it may be subject to binding arbitration or resolved in the courts located in the state where Business Loans Engine maintains its principal place of business, to the extent permitted by applicable law.

Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions of these Terms will remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy, Cookie Policy, and Advertising Disclosure, constitute the entire agreement between you and Business Loans Engine regarding your use of the Site and supersede any prior agreements or understandings, whether written or oral, relating to that subject matter.